Strategic advantage & capital stack

Disciplined acquisition with blended mission-profit returns

We pair off-market Midwest property sourcing with standardized co-living renovations to generate strong cash yields and long-term community stability.

Acquisition
Off-market acquisition
Direct outreach, tax delinquent leads, and municipal lists secure properties at $60,000 average purchase pricing across Illinois, Wisconsin, and Indiana.
Deep discount entry
Rehabilitation
Disciplined cluster rehab
Repeatable scope templates and localized contractor clusters minimize supply variance and deliver fast, quality conversions in target corridors.
Standardized $90k budget
Yield
Robust net operating income
Purpose-built 6-bed / 6-bath co-living layouts generate $4,200 monthly gross revenue, outperforming conventional single-family rental returns.
~$30,000 annual NOI
Impact
Blended impact returns
Dignified, workforce-accessible rates offer dependable tenant stability while eliminating neighborhood blight in underinvested submarkets.
100% mission aligned
Financing Roadmap

Three-stage capital lifecycle

From fast-close private bridge equity to long-term institutional takeouts, our underwriting ensures risk reduction at each project milestone.

01Months 0 – 3
Stage 1: Seed & Acquisition

Private equity & rapid capital

Short-term private capital enables immediate off-market purchases and initiates standardized property renovations without delays.

Swift transaction execution
Targeted per-home capital
Direct project security
InstrumentFast-close bridge equity
02Months 4 – 12
Stage 2: Stabilization & Bridge

CDFIs & mission lenders

Partnerships with Community Development Financial Institutions provide mission-aligned construction debt and working capital.

Lower interest debt structures
Local community backing
Streamlined progress draws
InstrumentFlexible impact credit
03Month 12+
Stage 3: Permanent Hold

Agency & institutional refinance

Stabilized assets refinance into low-cost permanent debt, returning initial equity while securing sustained cash distributions.

Long-term portfolio retention
Equity recycling capacity
Predictable dividend flow
InstrumentLong-term cash flow hold

Ready to explore partnership opportunities?

Review current single-property and portfolio underwriting data with our development team.

Underwriting Matrix

A clear formula from purchase to cash flow.

See how acquiring distressed Midwestern properties and converting them into standardized 6-suite co-living homes generates predictable, high-yield returns while expanding community affordability.

Representative Asset Model

6 Bed / 6 Bath Co-Living Home

14.0% Stabilized Cap Rate
Financial Breakdown
Purchase price

Off-market / distressed acquisition base in target Midwest submarkets

$185,000
Rehab & conversion

Standardized 6-suite layout, private baths, shared commercial kitchen

$95,000
Total investment

Complete all-in basis including soft costs and initial operating reserves

$280,000
Gross annual rent

$800/month per suite across 6 private units (95% stabilized base)

$57,600
Operating expense (32%)

Professional management, all utilities, high-speed WiFi, taxes & insurance

$18,432
Net operating income (NOI)

Strong recurring cash flow after full operational expense deductions

$39,168
Suite Monthly Rent

$800 /mo

Stabilized Net NOI

$39,168 /yr

Unlevered Cap Yield

13.99%

Stabilized operating expense allocation (32% OpEx)

Property management10% of gross

Dedicated local tenant screening, maintenance routing, and rent collection.

$5,760 /yr
Utilities & high-speed WiFi9% of gross

All-inclusive water, gas, power, waste, and fiber mesh internet across all suites.

$5,184 /yr
Taxes & comprehensive insurance8% of gross

Standard municipality property taxation and comprehensive landlord liability policies.

$4,608 /yr
Capital & repair reserve5% of gross

Escrowed replacement reserves for appliances, mechanicals, and structural wear.

$2,880 /yr

Standardized renovation scope

90-Day Turnaround

Repeatable architectural floor plans reduce construction cycle times to 90 days while securing commercial-grade durable finishes.

Higher revenue per square foot

2.2x Yield Multiple

Six individual suite agreements generate 2.2x the cash flow of a traditional single-family rental on the same residential footprint.

Protected debt coverage

1.85x DSCR Target

Multi-tenant diversification prevents catastrophic vacancy risk, maintaining healthy debt service coverage even during single-suite turnover.

Due Diligence Package

Review complete underwriting spreadsheets.

Access line-item pro formas, rehabilitation specifications, municipal zoning guidelines, and 5-year exit projections.

Audited Midwestern submarket comps: Illinois, Wisconsin, Indiana.
Investor Relations

Partner in Sustainable Housing

Connect with our leadership to discuss regional portfolios, co-living development models, and community-focused investment opportunities.

Transparent Impact Reporting

Request Investment Brief

Access detailed financial models, property performance data, and our strategic roadmap for neighborhood revitalization.

Leadership TeamAvailable Now

Marcus Thorne

Managing Director

Elena Vance

Portfolio Strategist

Mon-Fri: 9am – 5pm CST

Vetted Portfolios

Rigorous financial and legal vetting on every co-living asset.

Institutional Metrics

Clear NOI benchmarks, rehab budgets, and regional growth data.

Regional Authority

Deep network across Midwest markets in IL, WI, and IN.

Firm:Nu Perspective Solutions